To contact us Click HERE
New FHA guidelines, that start on April 1st, may hurt your credit scores!! New FHA guidelines will require any home buyer that has collection accounts that total over $1000.00 to payoff the accounts or start a repayment plan and have at least a 3 month payment history on the repayment plan. AND, this includes medical collection accounts which were often "ok" when it came to a mortgage application.
Unfortunately, if you payoff a collection account or start a repayment plan, your credit score is going to drop like heavy brick. This is a very tricky situation for homebuyers to work thru and getting proper guidance is key. Also important, if you plan to get into the home market... get your credit analyzed NOW, even if you aren't getting into the market for several months. The more time you have to work on collection accounts, the more options you will have available.
If you are in the position of having collection accounts that total more than 1000 and want to buy a home... make sure you get professional credit advice.
Ken Pederson
FAIRWAY Independent Mortgage
Mortgage broker in Lancaster
nmls: 134943
13 Mayıs 2012 Pazar
FAIRWAY PA is Hiring...
To contact us Click HERE
We have several positions open and available... If you are interested in any of these positions, please submit your resume and cover letter via email to us at kenp@fairwaymc.com
1. Mortgage Loan Officers (Experience is required)
2. Production Assistants (Experience as a Loan Officer, Processor or Underwriter is preferred)
3. PT Administrative Assistant (Experience required)
If you know someone that might be interested, please forward this accordingly.
Equal Opportunity Employer
FAIRWAY Independent Mortgage Corp.
3008 Columbia Avenue
Lancaster, PA
Mortgages in PA
717-431-9299
1. Mortgage Loan Officers (Experience is required)
2. Production Assistants (Experience as a Loan Officer, Processor or Underwriter is preferred)
3. PT Administrative Assistant (Experience required)
If you know someone that might be interested, please forward this accordingly.
Equal Opportunity Employer
FAIRWAY Independent Mortgage Corp.
3008 Columbia Avenue
Lancaster, PA
Mortgages in PA
717-431-9299
Win a book... Answer this weeks trivia question
To contact us Click HERE
OK, answer the trivia question below and your name will go into a drawing for one of our "Book of The Week" give-aways.
Q: Who am I? I played 11 of 14 seasons with the LA Rams and while only a 14th round pick, I played in 8 Pro Bowls and was a member of the "Fearsome Foursome".
Send your answer to info@fairwaymc.com and we'll contact the winner later on Friday. Thanks for playing trivia!
Q: Who am I? I played 11 of 14 seasons with the LA Rams and while only a 14th round pick, I played in 8 Pro Bowls and was a member of the "Fearsome Foursome".
Send your answer to info@fairwaymc.com and we'll contact the winner later on Friday. Thanks for playing trivia!
Mortgage Lender in Lancaster, PA?
To contact us Click HERE
Are you looking for a Mortgage Lender in Lancaster? Look no farther than FAIRWAY Independent Mortgage Corp. FAIRWAY is a nationwide, Mortgage Banking Firm that specializes in helping people make sound financial decisions with their home purchase and refinancing. Mortgage Lender in PA.
FHA, Conventional, USDA/Rural Housing, VA (Military Mortgage Specialist) and JUMBO loans are all available...
Buying a home or thinking of refinancing... Call us at 717-431-9299 and we can help you to purchase a home in Lancaster or surrounding areas.
FHA, Conventional, USDA/Rural Housing, VA (Military Mortgage Specialist) and JUMBO loans are all available...
Buying a home or thinking of refinancing... Call us at 717-431-9299 and we can help you to purchase a home in Lancaster or surrounding areas.
Where to get a Reverse Mortgage?
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With the "big three" (Wells Fargo, BOA and Met Life) getting out of the Reverse Mortgage business, where does a senior go? Right to FAIRWAY Independent Mortgage Corp. We work with several of the leading RM lenders in the US and are able to help our clients with the right product that fits them.
Reverse Mortgages in Lancaster or any part of PA, we can help.
717-431-9299 and ask for Dennis if you would like to discuss a Reverse Mortgage.
Reverse Mortgages in Lancaster or any part of PA, we can help.
717-431-9299 and ask for Dennis if you would like to discuss a Reverse Mortgage.
WIN... Opening Night Tix to Lancaster Barnstormers
To contact us Click HERE
Want to win two tickets to the Barnstormers Opening Night Game at Home? Just answer the question below, correctly, and you will be entered into our contest. Winner to be announced at 4:30PM on Friday.
Question: Name this dog breed:
1. Originally bred for work and hunting.
2. The male is often a better pet than a female? (hmmm)
3. They have been known to pick up objects with their paws. (do you know yet?)
4. They are hypo-allegenic and not likely to cause allergenic reactions.
5. Typically ranked 2nd on the list of most intelligent dogs?
OK, name that breed and send your answer to info@fairwaypa.com
6. Need one more clue? Their breed name means... "to splash in the water" in a foreign language.
Question: Name this dog breed:
1. Originally bred for work and hunting.
2. The male is often a better pet than a female? (hmmm)
3. They have been known to pick up objects with their paws. (do you know yet?)
4. They are hypo-allegenic and not likely to cause allergenic reactions.
5. Typically ranked 2nd on the list of most intelligent dogs?
OK, name that breed and send your answer to info@fairwaypa.com
6. Need one more clue? Their breed name means... "to splash in the water" in a foreign language.
Looking for a HARP 2 refinance?
To contact us Click HERE
First, what is a HARP 2 refinance? HARP 2 is an "add-on" to a refinance program that started in 2011. HARP 2 has created leeway in the refinance program for most conventional loans to refinance, even if the borrower and/or property do not qualify under some guidelines. This "leeway" or flexibility is going to allow many more home owners who could not refinance before, to take advantage of the low mortgage rates and save some money on their refinance. Not enough space to go into full details here, however, here are some guidelines:
1. An appraisal may not be required saving money and giving some homeowners the ability to refinance, even if their mortgage has a higher balance than the home is worth.
2. Lower than normal credit scores for qualifying guidelines, but a clean 6 to 12 month payment history on the mortgage is required.
3. Very flexible qualifying ratios for debt and payment to income.
4. Home loan must have been purchased by Fannie Mae or Freddie Mac prior to June 1 of 2009.
The first step is to find out if your mortgage is owned by Fannie Mae (FNMA) or Freddie Mac (FHLMC). And even if you make your payments to a bank or service company, your mortgage may still be owned by FNMA or FHLMC.
A. Fannie LookUp
B. Freddie LookUp
Once you get this clarified, then get your mortgage statement and call FAIRWAY at 717-431-9299. We may be able to help you with a HARP 2 refinance. More importantly, if we can't help you, we'll guide you accordingly. For a HARP 2 lender in Lancaster and/or PA... call us at 717-431-9299. Fully licensed Mortgage Banking Firm.
1. An appraisal may not be required saving money and giving some homeowners the ability to refinance, even if their mortgage has a higher balance than the home is worth.
2. Lower than normal credit scores for qualifying guidelines, but a clean 6 to 12 month payment history on the mortgage is required.
3. Very flexible qualifying ratios for debt and payment to income.
4. Home loan must have been purchased by Fannie Mae or Freddie Mac prior to June 1 of 2009.
The first step is to find out if your mortgage is owned by Fannie Mae (FNMA) or Freddie Mac (FHLMC). And even if you make your payments to a bank or service company, your mortgage may still be owned by FNMA or FHLMC.
A. Fannie LookUp
B. Freddie LookUp
Once you get this clarified, then get your mortgage statement and call FAIRWAY at 717-431-9299. We may be able to help you with a HARP 2 refinance. More importantly, if we can't help you, we'll guide you accordingly. For a HARP 2 lender in Lancaster and/or PA... call us at 717-431-9299. Fully licensed Mortgage Banking Firm.
Homes for sale in Lancaster 17601 Market Reports
To contact us Click HERE
Homes for sale in Lancaster 17601 are available, but you may feel the need to learn more about this area in Lancaster County. Learning about schools and how they compare to one another, the overall trends of list prices and sold prices, census related information and much more is available for you at my Market Insider site.
My goals is to help you become an educated seller or buyer. In your search for homes for sale in Lancaster, I will be your number one advocate. Market Insider will help you narrow your choice of location. Do not hesitate to learn more about Homes for sale in Lancaster 17601.
To aid your search for homes for sale in Lancaster begin your search here.
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My goals is to help you become an educated seller or buyer. In your search for homes for sale in Lancaster, I will be your number one advocate. Market Insider will help you narrow your choice of location. Do not hesitate to learn more about Homes for sale in Lancaster 17601.
To aid your search for homes for sale in Lancaster begin your search here.
Homes and Real Estate for sale in Lancaster, PA 17538 Landisville Market Reports
To contact us Click HERE
Homes and real estate for sale in Lancaster, PA in Landisville 17543 are available and waiting for you. As you consider selling or buying homes and real estate in Lancaster, some questions may exist concerning schools, safety issues, median listing and sales price and census information. I am a real estate professional who understands these types of question. My market insider helps you discover the answer to your questions. Stop by and check out this information and contact me.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
This Month In Real Estate - December 2011 by Your Lancaster, PA Home and Real Estate Professional
To contact us Click HERE
For a bit of advice about selling your home in Lancaster This Month in Real Estate. Feel free to contact me with any questions.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
Lancaster PA Real Estate and Homes for Sale in Denver PA
To contact us Click HERE
Lancaster PA Real Estate and Homes for Sale in Denver PA are available for you to search on my website. As you consider buying or selling your home in Denver PA it is important to learn as much as possible about your new community. My Market Insider allows you to learn about the demographics, crime rates, schools and much more.
Do not hesitate to contact me for answers to your questions.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
Do not hesitate to contact me for answers to your questions.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
Open House Today - January 29, 2012 603 W Chestnut Street Lancaster PA
To contact us Click HERE
603 W Chestnut Street, Lancaster, PA is open to the public today, January 29 from 1-3 p.m. On site registration allows you to see this property. This 3 bedroom, 2 bathroom home with over 2200 square feet of living space with an open floor plan is for sale. For more information, see the property information sheet on my website.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
Homes for sale in Cocalico School District
To contact us Click HERE
Buying or selling a home in Cocalico School District.Learn more about homes for sale and market conditions.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145 begin_of_the_skype_highlighting 717-735-1145 end_of_the_skype_highlightingCell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145 begin_of_the_skype_highlighting 717-735-1145 end_of_the_skype_highlightingCell Phone: 717-413-0744
To contact us Click HERE
Conestoga Valley Homes for Sale. Looking to buy or sell a home in the Conestoga Valley School District, start by learning more about the market and learn more about the active listings.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145 begin_of_the_skype_highlighting 717-735-1145 end_of_the_skype_highlightingCell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145 begin_of_the_skype_highlighting 717-735-1145 end_of_the_skype_highlightingCell Phone: 717-413-0744
Donegal Schools Homes For Sale
To contact us Click HERE
Find homes for sale in Donegal School District. See what is available and learn more about the current listings for sale.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
Conestoga Valley Schools Homes for Sale
To contact us Click HERE
Conestoga Valley Homes for Sale. Looking to buy or sell a home in the Conestoga Valley School District, start by learning more about the market and learn more about the active listings.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
Garden Spot Schools Homes for Sale
To contact us Click HERE
See the 117 homes for sale within Eastern Lancaster School District or also known as Garden Spot. If interested in listing your home, discover market value and contact me.
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
An agent who places your interests as his first priority.
Cal YoderYour Homes for Sale in Lancaster AgentKeller Williams Realty Lancaster1630 Manheim PikeLancaster, PA 17601Office Phone: 717-735-1145Cell Phone: 717-413-0744
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